Financial Planning for Business Owners & Founders
Your business may be your largest asset, and it rarely shows up cleanly on a balance sheet. Exit planning, tax strategy, and personal wealth are deeply connected, but usually handled by different people who never talk to each other. We quarterback the whole picture.
That takes more than a number on a statement. It takes a plan that accounts for the taxes, the timing, and the decades ahead, and a team that keeps every piece in view.
20+
states served, rooted in Tulsa
250+
families helped
100%
fiduciary, serving generations
The Big Questions We Help Answer
How does my business fit into my overall net worth and plan?
How do I keep my personal and business finances pulling in the same direction?
When and how should I plan my exit?
What happens to my family and my business if something happens to me?
What will I owe in tax when I sell, and how do I reduce it?
How do I turn an illiquid business into liquid, diversified wealth?
Am I using the right retirement plan to shelter income?
Am I paying myself optimally, and does my compensation strategy fit my exit and retirement plans?
What tax strategies am I leaving on the table each year?
What am I missing that I don’t even know to ask?
Business Owner Planning Services
We focus on the high-stakes decisions that matter most for business owners & founders.
- Exit planning, long before a sale is on the table
- Your business inside your full net-worth picture
- Advanced tax strategy: Augusta rule, cost segregation, R&D credits
- Qualified and cash balance plan design
- Roth and mega-Roth conversions
- Entity and compensation coordination
- Diversifying concentrated business wealth
- Private investments for income and growth
- Estate and succession planning
- Risk and key-person coverage
- Coordination with your CPA and attorney
Business owners and founders face financial decisions that extend far beyond the business itself. We bring the coordinated planning and experienced perspective to help turn business success into lasting, diversified family wealth.
Bringing it all Together
We bring the strategies your CPA, attorney, and banker each see a piece of into one coordinated plan.
- Exit and succession planning
- Entity structuring
- Qualified and cash balance plan design
- Roth and mega-Roth conversions
- Key-person insurance
- Cost segregation
- R&D tax credit
- QSBS
- Tax-loss harvesting
- Augusta rule
How We Help
See your business inside your full balance sheet
We bring your business, investments, and personal wealth into one picture, so every decision lines up.
Shelter income with the right plan
We review and fund the retirement plan that fits your income and goals, not just a basic default.
Plan the exit long before it’s on the table
Good exit planning is good business planning. We prepare the tax and transition years in advance.
Diversify concentrated business wealth
We turn an illiquid business into diversified, income-producing wealth on a tax-aware schedule.
Put advanced tax strategy to work
Augusta rule, cost segregation, R&D credits, cash balance plans, and Roth conversions, coordinated with your business income.
Protect your family and your business
Succession, estate, and key-person planning so the people who depend on you are covered.
What Makes Us Different
Planning comes first. Always.
We don’t start with markets. We start with your life. The plan comes first, and the portfolio follows.
You get a team, not a single advisor
A lead advisor, an in-house planner with a CPA background and former-CFO experience, an investment team fluent in public and private markets, and a client service team that knows your name.
Sophisticated investments
Alternative and private investments are part of our DNA. Around 98% of our clients hold them, averaging close to a quarter of the portfolio, used for income, growth, diversification, and lower correlation to public markets.
What you keep is what matters
We manage to after-tax, after-fee results. The only returns that count are the ones you actually get to spend.
“Integrity, relationships built on trust, all backed by a team of professionals who support an approach that has the client as the top priority. That’s exactly the blueprint you operate under.”
— Greg M., EverPar client
This testimonial was provided by a current client of EverPar. The client was not compensated, directly or indirectly, for providing this testimonial. EverPar has no material conflicts of interest arising from its relationship with the client in connection with this testimonial.
What Success Looks Like for You
You understand exactly what your business is worth, and what you will actually keep after taxes when you eventually sell
Your personal and business finances are orchestrated as one picture, not siloed across your CPA, banker, and accountant
You have shifted from “all my wealth is in the business” to a diversified net worth that works whether the business stays or goes
You know which tax strategies are actually available to you each year, and you are using them rather than leaving money on the table
Your business could run without you tomorrow (or transition smoothly if you decide to step away), because succession is planned
You feel confident that your family’s security does not live or die with the business
When it is time to exit, you are positioned to maximize value and minimize the tax hit, because you have been preparing for years, not weeks
What We Help You Avoid
Starting exit planning too late to use the strategies that take years to set up
Letting the business become an outsized, undiversified share of your net worth
Defaulting to a basic retirement plan when a cash balance plan could shelter far more
Running personal and business finances on separate tracks
Leaving tax strategies on the table because no one is coordinating them
Having no succession or contingency plan if you step away unexpectedly
Who May Benefit Most From Our Services
Our clients typically have $1M or more in investable assets, real complexity, and a feeling that no one is connecting the dots. They want to stay involved in the decisions that matter and hand the day-to-day details to a team they trust. We serve families in Tulsa and across more than 20 states, and we also partner with clients at earlier stages who are a strong fit. If that sounds like you, the first conversation is the easiest place to start.
Your business is the engine.
Let’s plan the whole picture.
One conversation is enough to see what a coordinated plan could look like for your family. No cost for the initial conversation. No products to sell or obligation. Just a clear look at your full financial picture.
EverPar Advisors LLC (“EverPar”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where EverPar and its representatives are properly licensed or exempt from licensure.
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor’s particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.
All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability, or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.